1. About this website
Website Owner = Collins Financial Group (“ Collins Financial Group ”) (Domain name = www.collinsfinancialgroup.com.au the “website”)

2. About these terms of use
These website terms of use (“terms of use”) and the associated Privacy Statement (“privacy policy”) govern your access to and use of the website. You should read these terms of use and the privacy policy carefully before using this website.

3. Your access/use implies agreement
The website is available for your use only on condition that you agree to these terms of use. By accessing/using the website, you are signifying that you agree to be bound by these terms.

4. Modifications to the Terms
Collins Financial Group may revise and update these terms of use at any time. Your continued usage of the website after any changes to these terms of use will mean you accept those changes.

5. Modifications to the information
Collins Financial Group does not warrant the accuracy, adequacy or completeness of material on this website. All information may be changed, supplemented, deleted or updated without notice at the sole discretion of Collins Financial Group.

6. Errors and problems
Collins Financial Group does not guarantee that the website will be free from viruses, or that access to the website will be uninterrupted.

7. License and Ownership
The copyright for the content on this website is owned or licensed by Collins Financial Group and is protected under copyright laws in both Australia and other countries. No material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Collins Financial Group.

All custom graphics, icons, and other items that appear on the website and all associated trademarks are trademarks of Collins Financial Group.

8. Collins Financial Group Privacy Policy
The Collins Financial Group privacy policy governs the use of information collected from or provided by you at the website. A policy statement prepared by Collins Financial Group for the purposes of being made available to customers and the general public declaring the company’s commitment to privacy is available at the Privacy section of this website.

9. Feedback, suggestions, comments or requests
Collins Financial Group does not encourage you to make feedback, suggestions, comments or requests (“comments”) but these comments may be made at the contact page of this website and if you do make comments, you acknowledge that: they will not be considered confidential or proprietary, and Collins Financial Group is under no obligation to keep such information confidential, and Collins Financial Group will have an unrestricted, irrevocable, worldwide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such comments in any manner it chooses.

10. Outbound links
The website may contain links to third-party websites and resources (“linked sites”). These linked sites are provided solely as a convenience to you and not as an endorsement by Collins Financial Group. Collins Financial Group makes no representations or warranties regarding the availability, correctness, accuracy, performance or quality of the linked site or any content, software, service or application found at any linked site. Collins Financial Group may receive payments and/or commissions from operators of linked sites in relation to goods or services supplied by the operator as a result of you linking to the third party website from the Collins Financial Group website.

11. Inbound links
Collins Financial Group generally encourages and agrees to your linking to the Home page through a plain text link on your website without the need for agreement between yourself and Collins Financial Group. However, linking to any other page of the website is strictly prohibited, without express written permission from Collins Financial Group.

12. Disclaimer of Warranties
Collins Financial Group makes no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided by the website and disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties’ rights, and fitness for a particular purpose.

13. Limitation of Liability
If Collins Financial Group is found responsible for any damages, Collins Financial Group is responsible for actual damages only. In no event shall Collins Financial Group, be liable for any incidental, indirect, exemplary, punitive and/or consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the website.

The information provided on this website is intended to provide general information only and the information has been prepared without taking into account any particular person’s objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. In particular, you should obtain professional advice before acting on the information contained on this website and review the relevant Product Disclosure Statement (PDS).

Relevant PDSs can be obtained by contacting us. No representation or warranty is made as to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained on this website. This website may contain certain forward-looking statements. Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors, many of which are beyond our control.

You should not place reliance on forward-looking statements. To the maximum extent permitted by law, we and Matrix Planning Solutions Limited disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered as a result of relying on anything on this website including any forward-looking statements. Past performance is not an indication of future performance.

Collins Financial Group Pty Ltd (ABN 52 101 436 202) is a Corporate Authorised Representative of Matrix Planning Solutions Limited AFSL No. 238256 ACL No. 238256 ABN 45 087 470 200.

Website Content

The materials displayed on this site including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site (Content) are protected by copyright, trademark and other intellectual property laws unless expressly indicated otherwise. You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly authorised in writing by us or Matrix Planning Solutions Limited. You may view this site using your web browser and save an electronic copy, or print out a copy, of parts of this website solely for your own information, research or study, but only if you keep all content intact and in the same form as presented on this site (including without limitation all copyright, trademark and other proprietary notices and all advertisements). You must not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any of our rights or the rights of Matrix Planning Solutions Limited.

Advertising and Links to Other Websites

This site contains links to third party sites. These linked websites are not under our control or the control of Matrix Planning Solutions Limited (Matrix) and neither we nor Matrix is not responsible for the content of any linked website or any hyperlink contained in a linked website. Matrix provides these hyperlinks to you as convenience only and the inclusion of any link does not imply any endorsement of the linked website by us or Matrix. A link made to any such website is entirely at your own risk.

The information on this website is provided for Australian residents only, and where indicated, may be limited to specific states and territories of Australia. The law applicable to [insert State or Territory] will apply to this website unless other states or territories are expressly provided.

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